Membership

Your independence journey, with a little more support.

Free

Start your FIRE journey

$0 USD / month

  • FIRE calculators
  • Risk profile
  • Newsletter previews
  • Read-only community
Current plan

Essential

Full planning + community

$3 USD / month

  • Full planner
  • Full newsletter archive
  • Community discussions
  • 1 expert question / month
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Pro

Priority expert access

$9 USD / month

  • Everything in Essential
  • Priority Q&A (48h)
  • 1 expert appointment / quarter
  • Portfolio review template

Annual Premium

Everything + early access

$149 USD / year

  • Everything in Pro
  • Unlimited Q&A
  • 2 extra appointments / year
  • Early feature access

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Compare plans

FeatureFreeEssentialProAnnual Premium
FIRE calculators & risk profile
Full newsletter archive
Post in community
Expert Q&A
Priority answers (48h)
Quarterly expert appointment
Portfolio review template
Unlimited Q&A
Early feature access

Membership questions

Is this financial advice?

No. Tools, newsletters and Q&A provide education, not personalised financial advice.

Can I subscribe now?

Payments are not switched on yet. Your free planner stays fully available.

Can I change plans later?

Yes. Upgrades apply straight away; downgrades apply at the end of your billing period.

How do promo codes work?

Enter a code to check it. The discount is applied at checkout once payments open.

What happens if I cancel?

You keep paid access until the end of the period you have paid for.

Which currency do you charge in?

All prices are in US dollars.